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Turn soil into success with our quick Farm Implement Loans

  • Funding for implements from across manufacturers
  • Loan sanction within 24 hrs
  • Flexible repayment options marked to crop cycle
  • No hidden charges

What is a Farm Implement Loan?

We provide hassle-free and convenient loans tailored for acquiring the necessary farm equipment to enhance productivity. Our competitive interest rates and rapid loan approvals and disbursements make the process smooth. Minimal documentation is required for Farm Implement Loans, and we also offer personalised loan solutions to support your growth and success.

What we are offering

New Tractor Loans

Affordable Tractor financing to fuel Your agricultural aspirations.

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Used Tractor Loans

Buy a second-hand tractor on EMI with TVS Credit Used...

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Features & Benefits of Farm Implement Loans


Funding for implements from across manufacturers

Loan Tenure

Loan tenure of up to 72 months

Customised Loans

Customised Loans based on land holdings

Loan Sanction

Loan sanction within 24 hrs

Loans Disbursed

Loans disbursed within 48 hrs

Tractor Loans - Paperless Journey | TVS Credit

Paperless Journey

End-to-end digital paperless journey


Repayment options based on crop cycle and harvesting patterns

No hidden charges

No hidden charges

Charges on Product Name

Schedule of Charges Charges (inclusive of GST)
Processing Fee Upto 10%
Penal Charges 36% Per Annum on unpaid installment
Foreclosure charges 4% of the future principal Outstanding
Other charges
Cheque bounce charges Rs.750
Duplicate NDC/NOC charge Rs.500

Eligibility Criteria for Farm Implement Loans

Documents Required for Farm Implement Loans

How to apply for a Farm Implement Loan?

Our farm equipment financing application process is designed for your convenience. You have the option to apply for a loan either online or in person at your nearest branch, making it easy to choose the method that suits your preferences and saves you time.

Select your Product

Decide the implement for which you want to avail the loan


Get your Loan Approved

Upload the required documents and get your Loan approved.


Get your Loan Sanctioned

After approval, get your Loan disbursed without any delay.

Frequently Asked Questions

TVS Credit keeps the needs of farmers and business owners in mind, offering Implement Loans at reasonable and highly competitive interest rates. Learn more about the interest rates for farm equipment loans.

TVS Credit aims at reducing the financial burden of making the heavy investment of purchasing a new tractor. Thus, with our farm implement loan, you can avail funds up to 90% of the total value of the equipment you are buying.

Agriculture Equipment Loan are agricultural loans since they are primarily used in that sector of the economy. However, you can also purchase an implement for using in your business operations. They are also considered to be term loans as the borrowed amount must be repaid within a specific period.

Credit score is a criterion considered by most lenders while approving implement loan approvals. Usually, a credit score of 680+ is considered healthy. However, in certain cases, even applicants with scores as low as 520 have been able to avail of tractor financing. It is best to check with the lender on your specific situation to get a clear picture.

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