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  • Avail loan up to Rs.5 lakhs*
  • Instant approval
  • 100% paperless process
  • Flexible repayment tenure
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Online Personal Loan

Personal Loan Online

A Personal Loan is an unsecured loan that can be used to cover a variety of needs, including paying for a wedding, a vacation, unexpected medical costs, credit card debts, and more. These loans are easier to obtain and hassle-free because they don’t demand any security or collateral. A Personal Loan enables you to get instant access to a loan, as funds are generally disbursed immediately.

We offer instant personal loans with minimal documentation in a 100% paperless manner. Download TVS Credit Saathi App from Play Store or App Store, apply from the comfort of your home, from your preferred mobile device and get the loan amount required credited to your bank account.

Features and Benefits of Online Personal Loan

Instant Approval Of Online Personal Loans
Instant approval

Install our Saathi app and apply for an amount of your choice from anywhere, anytime and get those funds transferred to your bank account on the same day.

Flexible Loan Amount And Tenure Of Online Personal Loans
Flexible Loan Amount and Tenure

Get easy EMI options and flexible repayment tenures of 6-60 months for a loan amount ranging from Rs. 50,000 to Rs. 5,00,000.

Instant Approval Of Online Personal Loans
100% Paperless Process

No paperwork is required to avail a Personal Loan. From loan application to disbursements, the entire procedure is app-based.

Zero Documentation while Applying Online Personal Loans
Zero Documentation

Only basic details like PAN number, Aadhar Number and Address Proof are required to avail our personal loan.

Quick and Easy Application for Getting Online Personal Loans
Quick and Easy Application

Just provide a few basic details and verify the same to get the loan amount credited to your bank account without any hassle.

TVS Credit Personalised Assistance
Personalised Assistance

Our digital assistant TIA is accessible at every step of this journey to ensure a seamless experience for you.

Apply Now

Charges on Online Personal Loans

Schedule of Charges Charges (inclusive of GST)
Processing Fee Upto 10%
Penal Charges Upto 36% per annum on unpaid installment
Foreclosure charges Cooling Period of 15 days from the Loan Agreement date. Charge as % of Principal outstanding. 16 days 12 months: 7.08%, 13-24 months: 4.72% >24 months: 3.54%
Other charges
Bounce charges Rs.0 - Rs.750
Duplicate NDC/NOC charge Rs.0 - Rs.500

Employee Speaks

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Get Personal Loan in a Few Easy Steps

02
Verify your profile by updating your KYC details and check eligibility
Get Online Personal Loans in a Few Easy Steps
03
Complete the video KYC process after choosing your loan amount & tenure
Get Online Personal Loans in a Few Easy Steps
04
Confirm your bank details & complete the E-mandate process to get the loan disbursed
Get Online Personal Loans in a Few Easy Steps
01
Download TVS Credit Saathi App and Sign up using your mobile number
Get Online Personal Loans in a Few Easy Steps

Get Personal Loan in a Few Easy Steps

Verify your profile by updating your KYC details and check eligibility
Complete the video KYC process after choosing your loan amount & tenure
Get Online Personal Loans in a Few Easy Steps
Confirm your bank details & complete the E-mandate process to get the loan disbursed
Download TVS Credit Saathi App and Sign up using your mobile number

Who can Apply?

Salaried Employees Can Apply For Online Personal Loans
Salaried Employees with income more than RS.25,000/- per month

Cibil Score
Individuals with CIBIL Score more than 700

Keep these Details Handy

Aadhar Number For Online Personal Loans Kyc
Aadhar Number

Address Proof for Getting Online Personal Loans
Address Proof

PAN Number for Getting Online Personal Loans
PAN Number

Personal Loan EMI Calculator

₹ 50000 ₹ 7,00,000
2% 35%
6 Months 60 Months
Monthly Loan EMI
Principal Amount
Total Interest Payable
Total Amount Payable

Disclaimer : These results are for indicative purposes only. Actual results may vary. For exact details, please contact us.

Online Personal Loan Finance Amount
Finance Amount

₹ 50,000 to ₹ 5 Lakhs*

Rate of Interest / (APR) of Online Personal Loans
Rate of Interest / (APR)

16% to 35% Annualised ROI

Repayment Tenure of Online Personal Loans
Repayment Tenure

6 to 60 months

Processing Fees Of Online Personal Loan
Processing Fees

2% to 6%

ILLUSTRATION
For ₹ 75,000/- borrowed at Interest rate’ of 2% p.m. for 12 months (interest rate on reducing balance method),the payable amount would be Processing fee’ ₹ 1500. Interest ₹ 10,103. The total amount to be repaid after a year will be ₹ 86,603.


*Interest rate and processing fees varies as per the products.

Whatever is the Need, Solution is Guaranteed!

Use Online Personal Loans For Home Renovation
Home Renovation

Here is the perfect solution to revamp your home just the way you wanted!

Use Online Personal Loans For Your Wedding/engagement
Wedding/Engagement

A personal loan can help you make your once in a lifetime experience grand & memorable.

Use Online Personal Loans For Your Vacation
Vacation

Lack of funds will never be a problem to enjoy your most awaited holiday

Pay Medical Bills Using Online Personal Loans
Pay medical bills

Planned or unplanned medical expenses can appear anytime. A personal loan can help you deal with such uncertainty.

Use Online Personal Loans For Education Related Expenses
Education related expenses

While you focus on bringing your aspirations to reality, we’ll help you achieve your goals!

Use Online Personal Loans for Paying Credit Card Bills
Pay Credit Card Bills

Worried about paying your bills? Take control of your expenditure without any hassle.

Use Online Personal Loans For Emergency Expenses
Emergency Expenses

Emergency financial requirements are not stressful anymore. Cover your expenses with ease.

Frequently Asked Questions

Applying for an online personal loan with us is open to all salaried individuals earning over Rs.25,000 per month and individuals with a CIBIL score of over 700. You can also review other eligibility criteria. With a TVS Credit Personal Loan, you can obtain financing within 24 hours.

Disbursal of our online personal loans usually happens within 24 hours after the successful completion of the digital journey. The application process is simple, fast, and paperless. We also offer personalized guidance to help you complete the application process without any issues.

No, we do not offer online personal loans to unemployed borrowers yet. However, salaried individuals who earn Rs. 25,000 and above per month can apply for our Personal Loan. Check your eligibility and get disbursal within 24 hours with our paperless process. Our digital companion TIA is available to assist you in completing the digital journey without any hassles.

The advantages of online personal loans from TVS Credit are:

  • No need for a collateral
  • Predictable repayment schedule
  • Longer repayment time
  • Easy EMI options
  • Disbursal within 24 hours
  • No physical documents required
  • Quick and easy application anytime

Before you borrow money, calculate the amount you need to pay by budgeting the installments and paying off your bills by consolidating them. Be mindful of the terms of the loan. If you have multiple debts or high-interest loans, consolidating them into one online personal loan and paying it off makes sense. Make sure you pay your installments without fail, as it might negatively affect your credit score and reduce the chance of getting a loan in the future. A good credit history and score show creditors that you maintain your credit commitments by making timely payments.

online personal loans allow you to borrow up to Rs. 5 lakhs, starting at Rs. 50,000. Apply for a personal loan online and get disbursal within 24 hours with an easy and quick process with no paperwork.

One can apply for personal loans for reasons like paying for college, making a down payment for a house, launching a business, emergencies, weddings, travel, paying for the necessities of life, or paying for pricy credit card debt. The personal loan should have a lower interest rate than your current debt to enable you to pay it off more quickly. online personal loans let you cover unexpected costs without depleting your savings as they follow a routine payment schedule. They provide the ability to combine high-interest loans and can also be used to pay for your wedding or a dream vacation.

An online personal loan offers many advantages, but it’s vital to realize that defaulting on a personal loan might affect your credit score. Being judicious in choosing your loan will help you save a lot of hassle. To understand and manage your finances, visit TVS Credit and use the EMI calculator. Enter the necessary information to calculate your monthly EMI and select a tenure. You can pay back the loan amount without hurting your pocket by using several payment options.

No, cancellation is not possible once the customer has completed the digital signature, as the signature indicates the disbursal of the agreed-upon online personal loan amount. Learn more about your eligibility and receive personalized guidance. For further assistance, reach out to TIA to better understand.

At TVS Credit, applying for an online personal loan is simple, quick, and paperless. You don’t need any documents to apply for a personal loan. Just have your Aadhar details, PAN details, and current address proof on hand and fill out the required information. You can receive your loan within to get your loan now.

A personal loan is not secured since it does not require any collateral to get one. Obtaining the best personal loan is easy because TVS Credit offers instant personal loans that are paperless and simple. Visit the TVS Credit website, avail yourself of an online personal loan, and start living the way you want.

Yes, TVS Credit Saathi is an app for obtaining an online personal loan with TIA to further assist you. The process is simple and paperless, and disbursement occurs within 24 hours of the successful completion of the digital journey. Use the EMI calculator available on our website to help you understand the amount you must pay each month.

The process for getting an online personal loan at TVS Credit is as follows:

  • Download TVS Credit Saathi App and Sign up using your mobile number
  • Verify your profile by updating your KYC details and check eligibility
  • Complete the video KYC process after choosing your loan amount & tenure
  • Confirm your bank details & complete the E-mandate process to get the loan disbursed

For an online personal loan from TVS Credit, we charge a processing fee ranging from 2 percent to 5 percent of the loan amount. One can apply for an instant personal loan, and TVS Credit has a competitively low interest rate, and the loan disbursal occurs within 24 hours. The entire process is paperless.

By using the EMI calculator you can calculate online personal loan EMIs. You can select the term you want to utilize and figure out your monthly payments free of hassle.

The most common usage of an online personal loan involves paying for a long overdue trip and family events like weddings and birthday celebrations. These are also commonly used for large purchases, debt relief, emergency expenses like medical emergencies, banking, education, and electronic purchases. They are also frequently used for making down payments on a house or a car.

The term for TVS Credit's online personal loans ranges from 6 to a maximum of 60 months. At TVS Credit, you can choose your preferred tenure at your convenience and apply for the loan. We also provide friendly assistance throughout to make the application process easy and quick for you.

TVS Credit offers the following Loans

  • Two Wheeler Loans
  • Three Wheeler Loans
  • Used Car Loans
  • Used Commercial Vehicle Loans
  • Tractor Loans (New Tractor Loans, Used Tractor Loans and Implement Loans)
  • Consumer Loans ( Smartphones and Consumer Durables)
  • Business Loans (Retail Business Loans, Emerging & Mid-Corporate Loans)
  • Online Personal Loans
  • InstaCard (Instant credit loaded in your card just like EMI Card)

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