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Gold Loans

Your Gold. Your Goals.
Fulfill your financial requirements with our Gold Loans

  • Tailor-made Schemes
  • 24/7 Security System
  • Flexible Repayment Options
  • Instant e-KYC
  • Low Interest Rates

What is Gold Loan?

In a world of dynamic needs, we have redefined expectations, transforming challenges into opportunities. With our Gold Loans, designed to align with your aspirations, we aim to make your financial journey not just smooth but a stepping stone towards your success.

We understand that financial needs can arise unexpectedly, and our attractive Gold Loan steps in, as a reliable partner in your journey towards achieving your goals. This is not just a Loan, but a financial solution designed for you and your needs.

Key Features and Benefits of our Gold Loan

Embark on your Gold Loan Journey with us. We assure you that we have just what you want with our wide range of schemes and flexible repayment options, suited to all your needs.

Tailor-Made Schemes for All

Get flexible repayment options tailored to your needs.

Advanced 24/7 Security

Protect your assets with 24/7 AI-powered advanced security systems.

Quick Hassle-Free Process

Experience an effortless Gold Loan journey with minimal paperwork.

Best-in-Class Experience

Get expert guidance and swift transactions at our branches.

Transparent & Secure Process

Experience a transparent journey with low fees and no hidden charges.

Charges on Gold Loans

Schedule of Charges Charges (Inclusive of GST)
Processing Fee for fresh loans Up to 0.25% of the loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000
Processing fee for Top-up Loans Up to 0.25% of the top up loan amount, subject to a minimum value of INR 50 and a maximum value of INR 1000
Penal Charges 3% per annum on outstanding balance
Foreclosure charges Bullet Repayment Loans: If full loan amount is repaid within 7 days, minimum 7 days interest period to be serviced. EMI Loans: Foreclosure period to be 30 days for EMI Cases and foreclosure charges shall be maximum 2% of the amount outstanding
Other charges
Cheque bounce charges INR 500
Duplicate NDC/NOC charge NA

Eligibility Criteria for our Gold Loan

Embarking on your Gold Loan journey with us is a straightforward process. To apply for our Gold Loan, simply ensure that you meet the following eligibility criteria:

Documents Required to Apply for a Gold Loan

Once you are eligible, submit the following documents to get one step closer to your smooth financial journey.

How to Apply for our Gold Loan?

STEP 01

Find the nearest branch

Visit your nearest TVS Credit Gold Loan branch to apply and avail your Gold Loan.

STEP 02

Get your Gold verified

Have your Gold, which you want to pledge, verified and share your KYC details.

STEP 03

Select your scheme

Once verified, choose your preferred scheme, and your Loan will be disbursed accordingly.

Branch Details of Gold Loan

Frequently Asked Questions

Absolutely! We understand that financial situations differ. So, we offer flexible repayment options, including EMIs, to suit individual preferences and financial capabilities.

If you are unable to repay the loan on time, reach out to our dedicated customer support team. We are here to work with you and help you find a suitable solution.

Your peace of mind is our priority. We employ advanced 24*7 monitoring systems to ensure the safety and security of your pledged Gold. 

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